Personal Injury Protection (PIP) Coverage
your pain treatment is covered by oregon auto insurance
Oregon auto accident victims often don’t know that they are entitled to complete pain relief after-care. Here’s why: every insured Oregonian already pays – as part of their insurance premium – a small amount towards their Personal Injury Protection (or PIP) coverage. This is mandatory in the state or Oregon.
The process is very similar to Workman’s Comp, in that the providers (massage therapists, etc.) take care of billing your insurance for you. All you have to do is show up and receive care!
PIP Coverage helps you get the care you need:
Doesn't matter the severity of the accident or who was at fault
Covers both the driver and any passengers
Your car insurance rates can't go up for claiming PIP benefits
Benefits can be accessed up to 2 years after an accident
Covers you even if you're hit by an uninsured driver